Why I believe 529 plans are actually widening the wealth gap
The Paradox of the Tax-Advantaged Education Dream For decades, the 529 college savings plan has been hailed as the gold standard of American financial planni…
Read articleA platform for ideas, reform, and solutions that matter
Beyond Politics. Toward Progress.
We’re not here to take sides—we’re here to push forward. Explore policies, proposals, and perspectives that rise above partisanship and put people first.
Explore the Mission
Mission
A Platform for Smarter Policy, Civic Dialogue & National Progress
At Kotlikoff 2012.org, we believe bold ideas and honest conversations can drive real progress. Our mission is to foster intelligent, forward-looking discussions around public policy, economic sustainability, and civic responsibility—without the noise of partisanship.
We’re not here to endorse a political party. We’re here to encourage evidence-based solutions, nonpartisan reform, and greater citizen engagement.
Ideas Over Ideologies
Exploring common-sense solutions to complex national challenges
Kotlikoff 2012.org is a space for fact-based policy discussion, honest debate, and forward-looking strategies without the political noise.
Principles
What We Stand For
We champion governance that prioritizes long-term thinking, fiscal sustainability, and pragmatic action.
401(k)
Why workplace retirement accounts often shift risk onto households—and what stronger security would require.
College Savings
How tax-advantaged education accounts can widen inequality when benefits concentrate at the top.
Legacy
Practical ways to make intergenerational transfers intentional, fair, and lasting.
Audience
Who This Is For
A place for people who value integrity over partisanship and solutions over soundbites.
- Concerned citizens who want deeper policy literacy
- Students & educators seeking clear, apolitical analysis
- Policymakers & analysts looking for reform frameworks
- Reform-minded thinkers tired of political gridlock
Politics doesn’t have to be broken. The electorate deserves clarity, accountability, and a plan.
Journal
Latest Reading
Notes on fiscal policy, retirement security, and evidence-based reform.
What it actually means to leave a legacy that truly lasts
Redefining the Concept of a Lasting Legacy When most people hear the word “legacy,” they immediately think of massive trust funds, historical mon…
Read article
How understanding behavioral finance actually helps you make smarter long term choices
The Myth of the Rational Actor For decades, classical economics has peddled a convenient fantasy: the ‘Homo Economicus.’ This mythical creature i…
Read articleGet Informed. Get Involved.
Join the Conversation
Questions, ideas, or collaboration—reach out and help push the dialogue forward.